Long Beach Island New Construction

New Construction Process

Building on LBI comes with unique steps due to coastal building codes, flood regulations, and limited lot availability. While every project is different, most new builds follow this general process:

  • First and foremost, if you’ll be financing, get pre-approved for a construction or purchase loan before you start shopping. If you’re paying cash, be sure your funds are available to cover the purchase, closing costs, build costs, and any unexpected expenses.

  • Vacant land is limited on LBI, so many new builds start with buying an older home to tear down. Location, lot size, zoning, and elevation potential all influence the design and budget.

  • Select a builder with experience in LBI’s coastal requirements to ensure compliance with height limits, FEMA flood elevations, CAFRA, wind load standards, and much more.

  • Many homes here use a “reverse living” layout, with main living spaces upstairs for better water views. Other common features include oversized decks, outdoor showers, and hurricane-rated windows. This can all be tailored to your own needs/wants, with keeping in mind the environment the home is located in.

  • Your builder and architect will coordinate with the municipality to secure permits. This can take weeks or months depending on complexity, environmental reviews, familiarity with the town/zoning board, or variances. Make sure you are constantly communicating with your builder to stay updated on timelines.

  • From start to finish, most projects take 8–14 months depending on size, weather, and supply chain factors. This covers everything from site prep and foundation work to final inspections.

  • After you move in, most builders will address any fixes, adjustments, or touch-ups that arise during the first months of occupancy. Many new homes also include a builder’s warranty covering certain structural elements and systems for a set period, giving you added peace of mind.

Local Professionals

Local LBI recommended professionals

Building Styles & Trends on LBI

New construction on Long Beach Island blends coastal tradition with modern design. Popular styles include reverse living layouts, where main living spaces are on the upper floors to maximize water views; contemporary coastal homes with clean lines and open floor plans; and traditional beach cottages updated with modern features and amenities. Many new builds incorporate sought-after features such as rooftop decks, outdoor kitchens, swimming pools, expansive wraparound decks, outdoor showers, premium landscaping, oversized windows to capture maximum views, and much more. See below for some examples of new builds that recently sold on island!

  • Harvey Cedars, NJ new construction
  • LBI New construction
  • Lagoonfront new construction home on Long Beach Island

Zoning Information

Zoning regulations determine what can be built on a property, including height limits, lot coverage, setbacks from property lines, building footprint size, allowable uses, parking requirements, and even certain design elements in some areas. Understanding these rules before starting a project is essential to ensure your plans comply with local requirements, avoid costly redesigns, and prevent delays during the permitting process.

Mortgage Information

Financing a new construction home can be different from purchasing an existing property. Many buyers use construction-to-permanent loans, while others may finance the lot separately and then secure a construction loan. Understanding your options early can help you plan your budget and timeline more effectively.

Important Real Estate Links

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